What to expect during your Fact Finder Appointment
Factfinder
Items to Prepare for Your Appointment
To make sure you're prepared and we can truly set you up for a successful retirement, please make sure you bring the following with you to your factfinder appointment:
Your total current expenses (include ALL of your expenses including annual property taxes, food, insurance, rent/mortgage, cell phone, tv/internet, charitable giving, fuel, prescriptions, doctors, dental, etc…)
Your total current income (break down each source of income including current income and other income that may not start until later (like pensions), only include real income that is guaranteed for the rest of your life, if it’s not guaranteed income, then it’s ifcome and won’t be counted)
Your Social Security payments or payment breakdown (this is needed if you haven’t already started taking your SS yet and can be accessed by creating a free account at www.ssa.gov and will show your SS payments at various ages from 62-70, if you’re married, get this for both spouses)
Information on any annuities you currently own (company, type, term, balance, purchase date, fees, etc, all this information should be on your most recent quarterly statement)
Information on any life insurance policies for either spouse
Information on any long-term care policies that are in force
Approximate value of your primary residence and any other property you own if you were to sell it at today’s value and the mortgage amount on each
A list of your current asset sources and their amounts (IRAs, 401(k)s, or any other retirement-type of accounts you have along with any after-tax accounts like Roths, non-qualified retirement accounts, cash accounts, precious metals, etc)
A list of your biggest concerns in retirement (what keeps you up at night)
Lastly, you should also explain in as much detail as possible what you see your retirement looking like. What are you doing? What is your life purpose? Where are you living? Who are you spending time with? What legacy do you want to leave when you're gone? Are you working part-time, fully retired, volunteering your time, travelling a lot, spending time with grandkids, etc. What about 10 years in? 20 years in? 30 years in? How long do you think you'll live? Just a brief write-up or bullet point list of the picture you have in mind for your retirement (each member of a couple should do this on their own, it might be an insightful project) so we have a target to aim at.
Before your fact finder appointment, it is important to gather all the necessary information to ensure a successful retirement planning session. Be sure to bring details of your current expenses, income sources, Social Security payments, annuities, life insurance policies, long-term care policies, property values, asset sources, and retirement concerns. Additionally, take some time to envision what your ideal retirement looks like, whether it involves part-time work, travel, or spending time with family.
By coming prepared with this information, you will be able to provide your financial advisor with a clear picture of your financial situation and retirement goals. This will help them tailor their recommendations to meet your specific needs and create a personalized retirement plan that aligns with your vision for the future.
Contacting Safe Money Retirement
If you are ready to schedule your fact finder appointment or have any questions about the retirement planning process, you can easily book a call with Safe Money Retirement. Simply call (833) 413-SAFE or (423) 930-9100 to speak with an associate who is available 24/7. You can also reach out via email at info@safemoneyretirement.com or visit their office at 1303 Sunset Dr. Suite #3, Johnson City, TN 37604 during their business hours.
Safe Money Retirement is dedicated to helping individuals achieve a secure and fulfilling retirement. Their team of experienced advisors will work with you to create a comprehensive retirement plan that addresses your financial concerns and helps you achieve your retirement goals. Contact them today to start planning for a financially stable future.
